Financing built around the purchase, renovation, and resale plan.
A stronger fix-and-flip review connects the acquisition, property condition, scope of work, project budget, timeline, experience, projected value, and planned sale.
Fix-and-flip deals are reviewed as a full plan rather than a single number — the purchase, the renovation, the budget, and the resale strategy are considered together.
Who it may help
This situation may be relevant for the following, depending on the property and deal review:
- Real-estate investors
- Property owners
- Borrowing entities and companies
- Project sponsors
- Professional partners submitting eligible client situations
Common uses
Distressed or dated property acquisition
Cosmetic or structural renovation before resale
Value-add resale project
Property and project considerations
- Acquisition
- Current property condition
- Scope of work
- Rehabilitation budget
- Estimated after-repair value
- Project timeline
- Contingency planning
Information that may help
- Purchase price or current payoff
- Scope-of-work summary
- Rehabilitation budget
- Estimated after-repair value
- Project timeline
- Borrower or sponsor experience summary
- Planned resale strategy
Do not send Social Security numbers, account passwords, card information, or complete sensitive financial documents through the general deal inquiry.
Exit strategy considerations
- Sale of the renovated property
- Refinance if the resale plan changes
- Another documented repayment event
The intended exit must be reasonable, supported, and reviewed as part of the full deal. Listing an exit strategy does not guarantee acceptance or financing availability.
How the review works
- Step 1
Submit the property and renovation plan
Share the property, its current condition, and the planned scope of work.
- Step 2
Share the financing request
Provide the requested loan amount and rehabilitation budget.
- Step 3
Explain the project timeline
Describe the renovation schedule and contingency planning.
- Step 4
Identify the resale plan
Explain the intended sale and expected timing.
- Step 5
Receive the next-step requirements
Learn what additional information or documentation may be needed.
Frequently asked questions
Acquisitions paired with a renovation and resale plan may be relevant, depending on the property and project scope.
The scope of work, rehabilitation budget, timeline, and contingency planning are useful starting points.
No. Full rehabilitation-cost financing is not guaranteed and depends on the deal and lender requirements.
No. Estimated after-repair value is one input to the review, not a guaranteed outcome.
No. Draw availability, if applicable, is determined during the deal-specific review.
No. Submission does not guarantee approval, financing availability, or any project outcome.
Related solutions
An acquisition review begins with the purchase, property condition, requested financing, available cash or equity, closing timeline, and intended exit.
Learn moreRenovation FinancingThe review should connect the current property, proposed improvements, budget, expected timeline, available equity, projected value, and intended repayment path.
Learn moreBridge to PermanentThe short-term phase should be reviewed alongside the work required to reach a stable property and the conditions that may support an eligible longer-term refinance.
Learn moreThis page does not claim full rehabilitation-cost financing, guaranteed draw availability, guaranteed after-repair value, or guaranteed project profit.