Financing review built around the construction plan.
Construction financing connects the property with the plans, budget, project team, timeline, requested funds, and strategy for completing and exiting the project.
A construction loan review considers the complete project rather than a single figure. The site or existing property, plans, budget, approvals, experience, timeline, and proposed exit all help shape the financing discussion.
Who it may help
This situation may be relevant for the following, depending on the property and deal review:
- Real-estate investors
- Property owners
- Borrowing entities and companies
- Project sponsors
- Professional partners submitting eligible client situations
Common uses
Ground-up residential construction
Completion of an active construction project
Substantial property redevelopment
Construction followed by sale or longer-term financing
Property and project considerations
- Site or existing property
- Plans and specifications
- Permits and approvals
- Construction budget and contingency
- Work completed to date
- Project team and experience
- Completion timeline
Information that may help
- Property or site address
- Plans and project description
- Detailed construction budget
- Permits or approval status
- Builder and sponsor experience
- Requested loan amount and timeline
- Intended sale or refinance exit
Do not send Social Security numbers, account passwords, card information, or complete sensitive financial documents through the general deal inquiry.
Exit strategy considerations
- Sale after construction
- Refinance after completion and stabilisation
- Another documented repayment event
The intended exit must be reasonable, supported, and reviewed as part of the full deal. Listing an exit strategy does not guarantee acceptance or financing availability.
How the review works
- Step 1
Share the property and plans
Provide the site or property details and the proposed construction.
- Step 2
Provide the project budget
Share the budget, contingency, funds already invested, and requested financing.
- Step 3
Explain project readiness
Describe plans, permits, team, work completed, and expected timeline.
- Step 4
Identify the intended exit
Explain whether the project is expected to sell, refinance, or follow another repayment path.
- Step 5
Receive next-step requirements
Learn what project documents and information may be needed next.
Frequently asked questions
Ground-up construction, substantial redevelopment, and project completion may be considered depending on the full deal.
Plans, budget, permit status, project timeline, team experience, requested financing, and exit strategy are useful starting points.
Draw structure and availability, if applicable, are determined during the deal-specific review and are not guaranteed here.
Permit and approval status is part of the review. Requirements vary by project and financing path.
A refinance after completion may be an intended exit, subject to separate eligibility and approval.
No. Submission is an inquiry and does not constitute approval or a commitment to lend.
Related solutions
Hard-money financing can support eligible property acquisitions and projects when the real estate, transaction, plan, and exit require a deal-specific review.
Learn moreBridge LoansBridge financing may help address the period between a property acquisition, renovation, stabilisation, sale, or longer-term financing event.
Learn moreFix and FlipA stronger fix-and-flip review connects the acquisition, property condition, scope of work, project budget, timeline, experience, projected value, and planned sale.
Learn moreThis page does not guarantee draw availability, project completion, a future value, or a particular financing structure.