Non-QM loan review
Non-QM loans may offer flexibility for borrowers whose income, property, or documentation does not fit traditional requirements.
Borrower resources
Helpful context before you submit.
Review general Non-QM information, then share your specific scenario so the team can identify the appropriate next step.
Documentation options
Options without traditional tax return documentation may be available. Alternative income documentation depends on the program and borrower scenario.
Residency scenarios
Citizen, Green Card, and foreign national scenarios with or without an SSN can be submitted for review.
Closing timelines
Some programs may support a 14-day closing. Timelines vary based on eligibility, documentation readiness, property details, and underwriting review.
Common questions
General guidance only. Final requirements depend on program review.
What happens after I submit the form?
A loan advisor reviews the information provided, confirms key details, and explains which documentation or next step may be appropriate.
Are tax returns always required?
No traditional tax return options may be available for some programs. Documentation requirements depend on the full scenario and underwriting review.
Can alternative income documentation be used?
Alternative income documentation may be available. The acceptable documentation depends on the selected program and borrower profile.
Is a 14-day close guaranteed?
No. Some programs may support faster closings, including 14-day scenarios, but timelines vary based on documentation, property, eligibility, and underwriting.
Can foreign national scenarios be reviewed?
Yes. The inquiry accepts foreign national residency scenarios with or without an SSN for review. Program availability and requirements vary.
All programs are subject to eligibility, documentation, and underwriting review. Timelines and final terms may vary.
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