HARD MONEY LOANS

Property-focused financing for real-estate opportunities.

Hard-money financing can support eligible property acquisitions and projects when the real estate, transaction, plan, and exit require a deal-specific review.

A hard-money loan review looks at the property and the complete deal story: why the financing is needed, what will happen to the property, the requested timeline, and how the financing is expected to be repaid.

Who it may help

This situation may be relevant for the following, depending on the property and deal review:

  • Real-estate investors
  • Property owners
  • Borrowing entities and companies
  • Project sponsors
  • Professional partners submitting eligible client situations

Common uses

Time-sensitive real-estate acquisition

Property requiring repairs or repositioning

Short-term financing before a sale or refinance

Investment-property opportunity requiring a property-focused review

Property and project considerations

  • Property type and condition
  • Purchase price or current value
  • Existing liens or payoff
  • Available cash or equity
  • Planned work
  • Requested timeline
  • Intended exit

Information that may help

  • Property address and type
  • Purchase price or current estimated value
  • Requested loan amount
  • Available cash or equity
  • Project or property plan
  • Relevant experience
  • Intended exit strategy

Do not send Social Security numbers, account passwords, card information, or complete sensitive financial documents through the general deal inquiry.

Exit strategy considerations

  • Sale of the property
  • Refinance after renovation or stabilisation
  • Another documented repayment event

The intended exit must be reasonable, supported, and reviewed as part of the full deal. Listing an exit strategy does not guarantee acceptance or financing availability.

How the review works

  1. Step 1

    Share the property

    Provide the property, transaction, and current condition.

  2. Step 2

    Explain the financing need

    Share the requested amount, timing, and relevant deal figures.

  3. Step 3

    Describe the property plan

    Explain the work, use, or transition planned for the property.

  4. Step 4

    Identify the intended exit

    Explain how the financing is expected to be repaid.

  5. Step 5

    Receive next-step requirements

    Learn what additional information may be needed for review.

Frequently asked questions

It is a form of real-estate financing reviewed around the property and deal scenario. Exact structure, eligibility, and terms depend on the specific request.

Property acquisitions, improvements, and short-term transitions may be considered, depending on the property, borrower, project, and exit.

No. Timing depends on the deal, documentation, lender requirements, and other transaction details.

No. Rates, fees, leverage, and other terms are determined through a deal-specific review.

No. The general deal inquiry does not perform a credit pull.

No. Submission is an inquiry, not an approval or commitment to lend.

Rates, fees, leverage, terms, closing timelines, and eligibility are not promised on this page and vary by deal.

Ready to discuss the hard money loans deal?

Start with the property, requested financing, project scope, and intended exit.