Plan the short-term financing and the intended long-term exit together.
The short-term phase should be reviewed alongside the work required to reach a stable property and the conditions that may support an eligible longer-term refinance.
Bridge-to-permanent situations are reviewed as two connected phases: the short-term work needed now, and the conditions that would need to be in place for a longer-term refinance later.
Who it may help
This situation may be relevant for the following, depending on the property and deal review:
- Real-estate investors
- Property owners
- Borrowing entities and companies
- Project sponsors
- Professional partners submitting eligible client situations
Common uses
Acquisition or renovation ahead of a long-term hold
Stabilisation before a longer-term refinance
Planning the short-term and long-term financing together
Property and project considerations
- Acquisition or renovation phase
- Property completion
- Rental or operational stabilisation
- Documentation preparation
- Property performance
Information that may help
- Property address and current phase (acquisition, renovation, or stabilisation)
- Scope of remaining work, if any
- Expected property performance once stabilised
- Documentation prepared to date
- Intended longer-term refinance timing
Do not send Social Security numbers, account passwords, card information, or complete sensitive financial documents through the general deal inquiry.
Exit strategy considerations
- Longer-term refinance planning
- Exit eligibility review
- Another documented repayment event
The intended exit must be reasonable, supported, and reviewed as part of the full deal. Listing an exit strategy does not guarantee acceptance or financing availability.
How the review works
- Step 1
Submit the property and current phase
Share the property and where it stands in the acquisition, renovation, or stabilisation process.
- Step 2
Share the financing request
Provide the requested loan amount for the short-term phase.
- Step 3
Explain the stabilisation plan
Describe the work and timeline required to reach a stable property.
- Step 4
Identify the longer-term exit
Explain the intended refinance and the conditions expected to support it.
- Step 5
Receive the next-step requirements
Learn what additional information or documentation may be needed.
Frequently asked questions
Planning a short-term financing need alongside an eventual longer-term refinance may be relevant, depending on the property and timeline.
The current phase, remaining work, expected property performance, and refinance timing are useful starting points.
No. Permanent, longer-term financing is not guaranteed and depends on property performance, documentation, and lender requirements at the time of refinance.
Exit eligibility refers to whether the property and documentation are expected to support the intended longer-term refinance — it is reviewed, not assumed.
Yes. A borrowing entity may be involved depending on the deal.
No. All financing is subject to review, and eligibility varies by deal scenario.
Related solutions
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Learn moreThis page does not guarantee permanent or longer-term financing.