Short-term financing for property opportunities and transitions.
Bridge financing may help address the period between a property acquisition, renovation, stabilisation, sale, or longer-term financing event.
A bridge loan review starts with the property and the situation driving the request, then works through the financing need, the plan for the property, and how the financing is expected to be repaid.
Who it may help
This situation may be relevant for the following, depending on the property and deal review:
- Real-estate investors
- Property owners
- Borrowing entities and companies
- Project sponsors
- Professional partners submitting eligible client situations
Common uses
Time-sensitive acquisition
Property transition
Renovation
Rental stabilisation
Refinance after project completion
Temporary financing before permanent debt
Property and project considerations
- Property type
- Current condition
- Purchase price or current value
- Existing liens or payoff
- Occupancy
- Planned improvements
- Timeline
Information that may help
- Property address and type
- Purchase price or current estimated value
- Existing liens or payoff amount
- Requested loan amount
- Planned improvements, if any
- Requested closing date
- Intended exit strategy
Do not send Social Security numbers, account passwords, card information, or complete sensitive financial documents through the general deal inquiry.
Exit strategy considerations
- Sale
- Refinance
- Rental stabilisation
- Another documented repayment event
The intended exit must be reasonable, supported, and reviewed as part of the full deal. Listing an exit strategy does not guarantee acceptance or financing availability.
How the review works
- Step 1
Submit the property and transition
Share the property and the situation driving the financing request.
- Step 2
Share the financing request
Provide the requested loan amount and relevant deal figures.
- Step 3
Explain the timeline
Describe the timing behind the acquisition, renovation, or transition.
- Step 4
Identify the intended exit
Explain how the financing is expected to be repaid.
- Step 5
Receive the next-step requirements
Learn what additional information or documentation may be needed.
Frequently asked questions
Time-sensitive acquisitions, renovations, stabilisation periods, and transitions before a sale or longer-term financing event may all be relevant, depending on the deal.
The property type, condition, purchase price or current value, existing liens, occupancy, and planned improvements are useful starting points.
No fixed term is stated here. Term length, along with other deal terms, is determined as part of the deal-specific review.
A borrowing entity may be involved depending on the deal. This is confirmed as part of the review.
No. The general deal inquiry does not perform a credit pull.
No. Submitting an inquiry does not constitute approval, a commitment to lend, or a guarantee that financing is available.
Related solutions
An acquisition review begins with the purchase, property condition, requested financing, available cash or equity, closing timeline, and intended exit.
Learn moreFix and FlipA stronger fix-and-flip review connects the acquisition, property condition, scope of work, project budget, timeline, experience, projected value, and planned sale.
Learn moreBridge to PermanentThe short-term phase should be reviewed alongside the work required to reach a stable property and the conditions that may support an eligible longer-term refinance.
Learn moreThis page does not state a fixed loan term, rate, or fee. All figures are determined during the deal-specific review.