:root{--lightningcss-light:initial;--lightningcss-dark: ;color-scheme:light;--navy:#07142f;--navy-soft:#0d2147;--green:#14b889;--green-dark:#0d8e69;--gold:#d7aa25;--gold-dark:#b88f16;--cyan:#16a8c7;--electric:#47d5ff;--background:#f3f7fb;--panel:#fff;--text:#101828;--muted:#4b5b6e;--line:#dbe8ee;--soft:#eef6f7;--error:#b42318;--shadow:0 8px 8px #0f172a14;--radius-xs:6px;--radius-sm:8px;--radius-md:10px;--radius-lg:12px;--radius-xl:16px;--ease-out:cubic-bezier(.23, 1, .32, 1);--ease-in-out:cubic-bezier(.77, 0, .175, 1)}*{box-sizing:border-box}html{scroll-behavior:smooth}html,body{min-height:100%;margin:0}body{background:var(--background);color:var(--text);font-optical-sizing:auto;text-rendering:optimizelegibility;-webkit-font-smoothing:subpixel-antialiased;font-family:Inter,SF Pro Text,Helvetica Neue,Arial,sans-serif}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button{cursor:pointer}:focus-visible{outline-offset:3px;outline:3px solid #16a8c7b3}.sr-only{clip:rect(0, 0, 0, 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.shell{width:min(1280px,100% - 48px);margin:0 auto}.site-header{z-index:20;color:#fff;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);background:#050b1cfa;border-bottom:1px solid #eee5a72e;justify-content:space-between;align-items:center;gap:22px;min-height:72px;padding:0 max(28px,50vw - 590px);display:flex;position:sticky;top:0;box-shadow:0 4px 8px #0000002e}.brand{align-items:center;gap:12px;min-width:0;display:inline-flex}.logo-brand{flex:none}.site-logo{object-fit:contain;width:clamp(160px,14.5vw,220px);height:auto;display:block}.brand-mark{color:#041124;border-radius:var(--radius-md);background:linear-gradient(135deg,#7ec8ff 0%,#1c88d7 36%,#14b889 72%,#d7aa25 100%);flex:0 0 42px;place-items:center;width:42px;height:42px;font-weight:950;display:grid;box-shadow:0 14px 30px #14b88938}.brand strong,.brand small{line-height:1.05;display:block}.brand small{color:#c9c18e;letter-spacing:.12em;text-transform:uppercase;margin-top:4px;font-size:.68rem;font-weight:800}.nav-links{color:#f1f5f9;gap:24px;font-size:.9rem;font-weight:850;display:flex}.nav-links a{transition:color .18s var(--ease-out), border-color .18s var(--ease-out);border-bottom:2px solid #0000;padding:10px 0}.nav-links a:hover{color:#fff;border-color:var(--gold)}.header-actions{flex:none;align-items:center;gap:10px;display:inline-flex}.header-admin-mobile{display:none}.header-phone{color:#fff4b8;border-radius:var(--radius-md);letter-spacing:.01em;white-space:nowrap;min-height:46px;transition:transform .18s var(--ease-out), border-color .18s var(--ease-out), background-color .18s var(--ease-out), color .18s var(--ease-out);background:#ffffff1a;border:1px solid #eee5a761;justify-content:center;align-items:center;gap:9px;padding:11px 15px;font-weight:900;display:inline-flex}.header-phone svg,.footer-contact-icon svg,.footer-links svg,.primary-button svg,.secondary-button svg,.header-cta svg,.btn svg{flex:none}.header-cta,.primary-button,.secondary-button,.submit-button{border-radius:var(--radius-md);white-space:nowrap;min-height:46px;transition:transform .18s var(--ease-out), box-shadow .18s var(--ease-out), background-color .18s var(--ease-out), border-color .18s var(--ease-out);justify-content:center;align-items:center;gap:9px;padding:13px 18px;font-weight:800;display:inline-flex}.header-cta,.primary-button,.submit-button{color:#fff;background:linear-gradient(180deg, #ffffff29, transparent 42%), linear-gradient(135deg, var(--green), var(--green-dark));border:0;box-shadow:0 8px 8px #0f9f7a38}.header-cta{color:#07142f;background:linear-gradient(180deg, #ffffff6b, transparent 48%), linear-gradient(135deg, #f4d85f 0%, var(--gold) 55%, #b98d14 100%);min-height:46px;padding:13px 20px;box-shadow:0 8px 8px #d7aa253d}.apply-button{isolation:isolate;color:#07142f;background:linear-gradient(180deg, #ffffff7a, transparent 46%), linear-gradient(135deg, #f7dd69 0%, var(--gold) 54%, #b88f16 100%);min-height:68px;padding:12px 16px 12px 18px;position:relative;box-shadow:0 8px 8px #d7aa2547,inset 0 0 0 1px #ffffff47}.apply-button:after{z-index:-1;content:"";border-radius:var(--radius-sm);border:1px solid #ffffff57;position:absolute;inset:5px}.button-copy{text-align:left;gap:1px;display:grid}.button-copy strong,.button-copy small{line-height:1;display:block}.advisor-button>span{text-align:left;gap:2px;display:grid}.advisor-button strong,.advisor-button small{line-height:1.15;display:block}.advisor-button small{color:var(--green-dark);font-size:.76rem;font-weight:850}.button-copy strong{font-size:1rem;font-weight:950}.button-copy small{color:#07142fb8;font-size:.76rem;font-weight:850}.secondary-button{color:var(--navy);background:#fff;border:1px solid #bfeee2;box-shadow:0 8px 8px #07142f0f}.pill{color:#9ff7d8;border-radius:var(--radius-sm);letter-spacing:.09em;text-transform:uppercase;background:#14b8891f;border:1px solid #14b8895c;align-items:center;gap:8px;width:fit-content;margin:0 0 20px;padding:9px 14px;font-size:.76rem;font-weight:950;display:inline-flex}.hero-section{color:#fff;background:linear-gradient(90deg,#071424f7,#071424cc,#07142480),url(https://images.unsplash.com/photo-1600607687920-4e2a09cf159d?q=80&w=1900&auto=format&fit=crop) 100%/cover;min-height:840px;position:relative;overflow:hidden}.hero-section:before{content:"";opacity:.28;pointer-events:none;background:radial-gradient(#ffffff24 1px,#0000 1px) 0 0/24px 24px,linear-gradient(135deg,#14b8892e,#0000 38%);position:absolute;inset:0}.hero-section:after{content:"";background:linear-gradient(180deg, transparent, var(--background));height:150px;position:absolute;bottom:0;left:0;right:0}.hero-content{z-index:1;grid-template-columns:minmax(0,1.03fr) minmax(360px,.97fr);align-items:center;gap:clamp(48px,6vw,82px);min-height:840px;padding:92px 0 150px;display:grid;position:relative}.hero-copy{max-width:720px}.eyebrow{color:var(--green);letter-spacing:.11em;text-transform:uppercase;margin:0 0 12px;font-size:.78rem;font-weight:900}.hero-section .eyebrow,.process-section .eyebrow{color:#9ff7d8}h1,h2,h3,p{margin-top:0}h1{letter-spacing:-.035em;text-wrap:balance;max-width:780px;margin-bottom:22px;font-size:clamp(3.15rem,6.6vw,5.8rem);line-height:.95}h2{letter-spacing:-.025em;text-wrap:balance;margin-bottom:14px;font-size:clamp(2rem,4vw,3.2rem);line-height:1.04}h3{margin-bottom:10px;font-size:1.25rem}.hero-text{color:#f0f7fb;text-wrap:pretty;max-width:660px;margin-bottom:0;font-size:1.16rem;line-height:1.72}.hero-actions{flex-wrap:wrap;gap:12px;margin-top:34px;display:flex}.hero-selector{z-index:1;color:var(--text);border-radius:var(--radius-xl);animation:heroLift .7s var(--ease-out) both;background:#fffffff5;padding:28px;position:relative;box-shadow:0 8px 8px #00000024}.selector-top{justify-content:space-between;align-items:start;gap:18px;margin-bottom:22px;display:flex}.selector-top span{color:var(--green-dark);letter-spacing:.08em;text-transform:uppercase;margin-bottom:8px;font-size:.78rem;font-weight:950;display:block}.selector-top h2{color:var(--navy);letter-spacing:-.04em;margin:0;font-size:clamp(1.85rem,3vw,2.45rem)}.selector-top a{color:#0f766e;border-radius:var(--radius-sm);transition:transform .18s var(--ease-out), background-color .18s var(--ease-out), border-color .18s var(--ease-out);background:#ecfdf5;border:1px solid #bcebdc;flex:none;align-items:center;gap:6px;padding:10px 14px;font-weight:900;display:inline-flex}.selector-grid{grid-template-columns:repeat(2,1fr);gap:13px;display:grid}.loan-choice{min-height:130px;color:var(--text);text-align:left;border-radius:var(--radius-lg);transition:transform .18s var(--ease-out), border-color .18s var(--ease-out), background-color .18s var(--ease-out);background:#f8fbfd;border:1px solid #dbeaf0;padding:18px}.loan-choice.active,.loan-choice:hover{border-color:var(--green);background:#ecfdf5}.loan-choice i{color:#071424;border-radius:var(--radius-sm);background:#dff8ef;place-items:center;width:36px;height:36px;margin-bottom:10px;font-style:normal;font-weight:950;display:grid}.loan-choice b,.loan-choice span{display:block}.loan-choice b{color:var(--navy);margin-bottom:6px}.loan-choice span{color:#536276;font-size:.82rem;font-weight:800;line-height:1.45}.trust-bar{z-index:2;border-radius:var(--radius-xl);box-shadow:var(--shadow);background:#fff;grid-template-columns:repeat(4,1fr);gap:0;margin-top:-48px;padding:8px 20px;display:grid;position:relative}.trust-bar-item{min-width:0;color:var(--text);border-right:1px solid var(--line);align-items:center;gap:13px;padding:20px 18px;display:flex}.trust-bar-item:last-child{border-right:0}.trust-bar-icon{width:40px;height:40px;color:var(--green-dark);border-radius:var(--radius-sm);background:#dff8ef;flex:0 0 40px;place-items:center;display:grid}.trust-bar-copy b,.trust-bar-copy small{display:block}.trust-bar-copy b{color:var(--navy);margin-bottom:3px;font-size:.9rem}.trust-bar-copy small{color:var(--muted);font-size:.72rem;font-weight:700;line-height:1.4}.preapproval-section{grid-template-columns:minmax(0,.92fr) minmax(360px,.78fr);align-items:center;gap:clamp(48px,8vw,110px);padding-top:clamp(78px,10vw,126px);padding-bottom:clamp(72px,9vw,112px);display:grid}.section-symbol{width:52px;height:52px;color:var(--navy);background:var(--gold);border-radius:var(--radius-md);place-items:center;margin-bottom:26px;display:grid}.preapproval-copy p{max-width:690px;color:var(--muted);font-size:1.08rem;line-height:1.75}.preapproval-cta{margin-top:16px}.preapproval-path{counter-reset:preapproval;background:var(--navy);border-radius:var(--radius-xl);box-shadow:12px 12px #dfeeea}.preapproval-path>div{border-bottom:1px solid #ffffff1a;grid-template-columns:46px 1fr;align-items:center;gap:18px;min-height:104px;padding:24px 30px;display:grid}.preapproval-path>div:last-child{border-bottom:0}.preapproval-path b{color:var(--gold);font-size:.9rem}.preapproval-path span{color:#fff;font-size:1.04rem;font-weight:800;line-height:1.45}.program-disclaimer{color:#bdc9d9;background:#ffffff0d;margin:0;padding:22px 30px;font-size:.78rem;font-weight:700;line-height:1.55}.section{padding:94px 0}.soft-section{background:#fff}.section-head{grid-template-columns:minmax(0,.9fr) minmax(280px,.72fr);align-items:start;gap:48px;margin-bottom:30px;display:grid}.section-head p,.process-layout>div>p{color:var(--muted);font-size:1.04rem;line-height:1.72}.program-grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:22px;display:grid}.document-grid{grid-template-columns:repeat(4,1fr);gap:18px;display:grid}.document-card,.thank-you-card{background:var(--panel);border:1px solid var(--line);border-radius:var(--radius-lg)}.program-card{border-radius:var(--radius-lg);transition:transform .18s var(--ease-out), border-color .18s var(--ease-out);background:#fff;border:1px solid #dcecf4;overflow:hidden}.program-media{background-position:50%;background-size:cover;min-height:162px;position:relative}.program-media:after{content:"";background:linear-gradient(#07142f0a,#07142f57);position:absolute;inset:0}.program-badge{z-index:1;color:#fff;border-radius:var(--radius-sm);letter-spacing:.06em;text-transform:uppercase;background:#061326d1;padding:7px 10px;font-size:.7rem;font-weight:950;position:absolute;top:16px;left:16px}.program-body{padding:24px}.program-body h3{color:var(--navy);letter-spacing:-.03em;margin:0 0 10px;font-size:1.3rem}.program-body p{color:var(--muted);margin:0 0 16px;font-size:.92rem;line-height:1.65}.program-body ul{gap:8px;margin:0;padding:0;list-style:none;display:grid}.program-body li{color:#475467;font-size:.84rem;font-weight:850}.program-body li:before{color:var(--green);content:"✓ ";font-weight:950}.program-link{color:#0b6e60;border-radius:var(--radius-sm);transition:color .18s var(--ease-out), background-color .18s var(--ease-out), border-color .18s var(--ease-out);background:#edf9f5;border:1px solid #c7eadf;align-items:center;gap:8px;margin-top:20px;padding:10px 12px;font-size:.88rem;font-weight:900;display:inline-flex}.document-card{background:#fbfdff;padding:24px}.document-card p,.section-note{color:var(--muted);margin-bottom:0;line-height:1.62}.split-section{background:#f6faf9;border-top:1px solid #e3f2f0;border-bottom:1px solid #e3f2f0}.split-wrap{grid-template-columns:.92fr 1.08fr;align-items:center;gap:62px;padding-top:92px;padding-bottom:92px;display:grid}.split-wrap>div:first-child p{color:var(--muted);font-size:1.04rem;line-height:1.75}.split-cta{margin-top:18px}.feature-list{gap:15px;display:grid}.feature-card{border-radius:var(--radius-lg);background:#fff;border:1px solid #dcecf4;align-items:flex-start;gap:14px;padding:18px;display:flex}.check-mark{color:#059669;border-radius:var(--radius-sm);background:#ecfdf5;flex:0 0 34px;place-items:center;width:34px;height:34px;font-weight:950;display:grid}.feature-card h3{margin-bottom:5px}.feature-card p{color:var(--muted);margin-bottom:0;line-height:1.62}.section-note{border:1px solid var(--line);background:#fff;border-radius:8px;margin-top:18px;padding:16px 18px}.process-section{color:#fff;background:linear-gradient(#07142ff2,#050d1ffa),linear-gradient(90deg,#07142f,#07142f);padding:132px 0 118px;position:relative;overflow:hidden}.process-section:before{content:"";pointer-events:none;background-color:#0000;background-image:linear-gradient(90deg,#ffffff0f 1px,#0000 1px),linear-gradient(#ffffff0d 1px,#0000 1px);background-position:0 0,0 0;background-repeat:repeat,repeat;background-size:74px 74px;background-attachment:scroll,scroll;background-origin:padding-box,padding-box;background-clip:border-box,border-box;position:absolute;inset:0;-webkit-mask-image:linear-gradient(90deg,#0000,#000 18% 82%,#0000);mask-image:linear-gradient(90deg,#0000,#000 18% 82%,#0000)}.process-layout{z-index:1;grid-template-columns:minmax(320px,.72fr) minmax(620px,1.28fr);align-items:center;gap:clamp(48px,6vw,82px);display:grid;position:relative}.process-layout h2{letter-spacing:-.04em;max-width:560px;margin-bottom:28px;font-size:clamp(3.45rem,6.8vw,5.45rem);line-height:.96}.process-layout>div>p{color:#9aa8bd;max-width:570px;font-size:clamp(1.2rem,2vw,1.55rem);line-height:1.42}.process-panel{gap:34px;display:grid}.process-grid{border-radius:var(--radius-lg);background:#0e1f3d94;border:1px solid #ffffff14;grid-template-columns:repeat(4,minmax(0,1fr));min-height:348px;display:grid;overflow:hidden;box-shadow:0 8px 8px #0000002e}.process-step{min-width:0;transition:background-color .18s var(--ease-out), color .18s var(--ease-out);background:#0f22437a;border-right:1px solid #ffffff14;flex-direction:column;justify-content:flex-start;padding:40px 32px 36px;display:flex;position:relative}.process-step:last-child{border-right:0}.process-step.featured{background:#273b60a3}.process-step-top{gap:16px;margin-bottom:46px;display:grid}.process-icon{width:fit-content;color:var(--green);display:inline-flex}.process-step b{color:var(--green);letter-spacing:.06em;font-size:1rem;font-weight:950}.process-step h3{color:#fff;letter-spacing:-.035em;max-width:220px;margin-bottom:28px;font-size:clamp(1.45rem,1.8vw,1.95rem);line-height:1.02}.process-step p{color:#8f9cb1;max-width:230px;margin-bottom:0;font-size:clamp(1rem,1.2vw,1.2rem);font-weight:650;line-height:1.45}.advisor-card{min-height:122px;color:var(--text);border-radius:var(--radius-lg);background:#fff;grid-template-columns:290px minmax(0,1fr);align-items:center;gap:48px;padding:30px 48px;display:grid}.advisor-label{color:#0d5e51;border-bottom:3px solid var(--green);align-items:center;gap:10px;width:fit-content;padding-bottom:13px;display:flex}.advisor-label span{color:#0d5e51;letter-spacing:.09em;text-transform:uppercase;font-size:.96rem;font-weight:900}.advisor-card p{color:#4d5b6e;max-width:660px;margin:0;font-size:clamp(1.24rem,2vw,1.55rem);line-height:1.42}.apply-section{background:linear-gradient(135deg,#07142f0a 0 32%,#0000 32% 100%),linear-gradient(#f5f9fc,#eef6fb);width:auto;max-width:none;padding:112px 0 124px;display:block}.local-trust-section{color:#fff;background:#0c2347;padding:104px 0}.local-trust-layout{grid-template-columns:minmax(0,.9fr) minmax(420px,.78fr);align-items:center;gap:clamp(58px,9vw,126px);display:grid}.local-trust-copy h2{max-width:690px}.local-trust-copy>p{color:#cfdae8;max-width:680px;font-size:1.08rem;line-height:1.75}.local-phone{color:var(--navy);background:var(--gold);border-radius:var(--radius-md);transition:transform .18s var(--ease-out), background-color .18s var(--ease-out);align-items:center;gap:13px;margin-top:14px;padding:15px 18px;display:inline-flex}.local-phone span,.local-phone small,.local-phone strong{display:block}.local-phone small{margin-bottom:2px;font-size:.72rem;font-weight:850}.local-phone strong{font-size:1.04rem}.borrower-reasons{border-radius:var(--radius-xl);background:#fff;padding:34px}.borrower-reasons h3{color:var(--navy);font-size:1.5rem;line-height:1.2}.borrower-reasons ul{gap:0;margin:22px 0 0;padding:0;list-style:none;display:grid}.borrower-reasons li{color:#334155;border-top:1px solid var(--line);align-items:center;gap:13px;padding:17px 0;font-weight:800;display:flex}.borrower-reasons svg{color:var(--green-dark);flex:0 0 21px}.trust-license{color:#526174;border-top:1px solid var(--line);margin:4px 0 0;padding-top:18px;font-size:.82rem;font-weight:850;line-height:1.55}.faq-section{grid-template-columns:minmax(280px,.68fr) minmax(520px,1fr);gap:clamp(54px,9vw,122px);padding-top:110px;padding-bottom:110px;display:grid}.faq-heading{align-self:start;position:sticky;top:118px}.faq-heading p{color:var(--muted);font-size:1.04rem;line-height:1.72}.faq-list{border-top:1px solid #cddde6}.faq-list details{border-bottom:1px solid #cddde6}.faq-list summary{color:var(--navy);cursor:pointer;justify-content:space-between;align-items:center;gap:22px;padding:25px 2px;font-size:1.08rem;font-weight:900;list-style:none;display:flex}.faq-list summary::-webkit-details-marker{display:none}.faq-plus{width:32px;height:32px;color:var(--green-dark);border-radius:var(--radius-xs);transition:transform .18s var(--ease-out);background:#e6f7f1;flex:0 0 32px;place-items:center;font-size:1.35rem;display:grid}.faq-list details[open] .faq-plus{transform:rotate(45deg)}.faq-list details p{max-width:68ch;color:var(--muted);margin:0;padding:0 54px 24px 2px;line-height:1.7}.home-final-cta{color:#fff;background:var(--navy);padding:96px 0}.home-final-cta-inner{grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:28px 72px;display:grid}.home-final-cta h2{max-width:780px;margin-bottom:16px}.home-final-cta-inner>div:first-child>p{color:#cbd7e6;max-width:720px;margin:0;font-size:1.06rem;line-height:1.72}.home-final-actions{gap:12px;min-width:290px;display:grid}.home-final-actions .secondary-button{min-height:60px}.home-final-disclaimer{color:#9dabc0;border-top:1px solid #ffffff1f;grid-column:1/-1;margin:0;padding-top:20px;font-size:.8rem;font-weight:700;line-height:1.55}.form-head{text-align:center;max-width:790px;margin:0 auto 42px}.form-head h1,.form-head h2{margin-bottom:12px}.form-head p:not(.eyebrow){color:var(--muted);margin:0 auto;font-size:1.05rem;line-height:1.7}.wizard{border-radius:var(--radius-xl);width:min(1160px,100% - 32px);box-shadow:var(--shadow);background:#fff;border:1px solid #dcecf4;margin:0 auto;position:relative;overflow:hidden}.bot-field{opacity:0;pointer-events:none;width:1px;height:1px;position:absolute;left:-10000px;overflow:hidden}.wizard-top{background:#fbfdff;padding:42px 54px 20px}.stepper{grid-template-columns:repeat(4,1fr);align-items:start;gap:16px;display:grid;position:relative}.stepper:before{z-index:0;content:"";background:#e4f3fb;height:4px;position:absolute;top:25px;left:42px;right:42px}.stepper-line{z-index:1;background:var(--gold);transform-origin:0;height:4px;transition:transform .24s var(--ease-out);position:absolute;top:25px;left:42px;right:42px}.step-item{z-index:2;text-align:center;position:relative}.step-circle{color:#344052;border-radius:var(--radius-md);width:54px;height:54px;transition:color .18s var(--ease-out), background-color .18s var(--ease-out), border-color .18s var(--ease-out), box-shadow .18s var(--ease-out);background:#fff;border:4px solid #e4f3fb;place-items:center;margin:0 auto 16px;font-size:20px;font-weight:950;display:grid}.step-item.done .step-circle{color:#fff;background:var(--green);border-color:var(--green)}.step-item.active .step-circle{color:var(--gold);background:var(--navy);border-color:var(--gold);box-shadow:0 10px 22px #d6ad2f38}.step-label{color:#526174;letter-spacing:.045em;text-transform:uppercase;font-size:1.05rem;font-weight:950}.step-item.done .step-label,.step-item.active .step-label{color:var(--gold-dark)}.wizard-title{background:#fff;border-top:1px solid #e4f0f8;border-bottom:1px solid #e4f0f8;padding:34px 54px 30px}.wizard-title h3{color:var(--navy);margin:0;font-size:clamp(2rem,4vw,2.9rem);line-height:1.04}.wizard-title p{color:#415064;margin:10px 0 0;font-size:1.2rem}.wizard-body{padding:50px 54px 62px}.form-subtitle{color:var(--navy);margin:0 0 28px;font-size:1.38rem;font-weight:950}.grid{gap:26px 28px;display:grid}.grid.cols-2{grid-template-columns:repeat(2,1fr)}.grid.cols-3{grid-template-columns:1.6fr .8fr .8fr}.full{grid-column:1/-1}.field{gap:7px;min-width:0;display:grid}.field label,.consent{color:#253246;letter-spacing:.035em;text-transform:uppercase;font-size:.95rem;font-weight:950}.field input,.field select,.field 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